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Chase Sapphire Preferred vs. Reserve for Earning Travel Points?

Started by PicsRunway10 • 1 months ago • 1 replies • 65 views
Hey all, I'm in a bit of a dilemma here and could use some advice. I've been using the Chase Sapphire Preferred for a while now, but I'm thinking about upgrading to the Sapphire Reserve. The bonus categories on the Reserve seem pretty tempting, especially the 3x points on travel and dining. But I'm not sure if the higher annual fee is worth it for me.

I travel a few times a year, mostly domestic with a couple of international trips. I do like the idea of the $300 travel credit and Priority Pass lounges, but not sure how often I'd use it. Also, I've heard the Reserve has better travel insurance benefits. Anyone who's made the switch (or decided not to) have any insights? Trying to figure out if I should just stick with the Preferred or make the leap. Thanks!

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